Amazon Payments, Inc.

Are you ready to apply your risk and compliance expertise to Amazon's unique environment? We are seeking an innovative and results-driven candidate with demonstrated Risk Management expertise. As a Risk Manager within the 2nd line North America Risk and Compliance Office you will be instrumental in the design and execution of the Risk program across our legal entities in the United States and Canada. The Risk Manager will drive risk assessments, escalation, and mitigation strategies across a diverse group of partners and risk disciplines. The role is vital to ensure we comply with North America’s legal and compliance requirements. You will have the chance to join a team that partners across businesses in North America and to shape the future of Amazon’s evolving risk and compliance programs. We value ownership, insight, intellectual flexibility, and sound business judgment.Key job responsibilities• Second-line program level ownership covering the United States and Canada Risk programs which may include financial crimes, operational, compliance and financial risks.• Identify and develop appropriate data sources and elements which contribute to risk-based assessments, including risk appetite assessments, AML/CFT risk assessments, compliance risk assessments, entity risk assessments, and others. • Identify, develop, monitor and report key risk indicators.• Review, challenge, approve and monitor issue records.• Perform deep dives on compliance-related processes and systems. Understand payments business processes, regulations, risks and controls, and work with partners to identify root cause of issues.• Provide risk expertise and guidance for the launch of new products and services in North America’s payment entities.• Develop data driven narratives to inform Board members of risk levels, mitigations, and impacts.• Own, maintain, and annually update policies, procedures, and other governance documents, as necessary.• Drive innovation in the risk management framework, leveraging data analytics and technology to enhance efficiency and effectiveness.• Manage several projects simultaneously with a sense of urgency.About the teamJoin our ambitious North America Risk and Compliance team, where we view risk and compliance as a strategic enabler for Amazon's growth. We're passionate about innovation, collaboration, and maintaining the highest standards of integrity. Our team thrives on intellectual debate and is committed to upholding Amazon's core values in everything we do. Our team is dedicated to supporting new members. We have a broad mix of experience levels and tenures, and we’re building an environment that celebrates knowledge sharing and mentorship. We care about your career growth and strive to assign projects based on what will help each team member develop into a better-rounded professional.BASIC QUALIFICATIONS- 5+ years of compliance program management, legal, governance, audit, risk/loss prevention, or equivalent experience- Bachelor's degree or equivalent- Former role in risk management with knowledge of AML/BSA regulations, including the Bank Secrecy Act, NYDFS Part 504, Anti-Money Laundering Act of 2020, and FinCEN's National AML/CFT Priorities, and experience with risk-based analysis of products, vendors, and significant operational changes. ...

Amazon Currency Converter (ACC) is part of Amazon Payment Products, a fast-growing business with new product launches and market-leading features which improve customers' payment experience on Amazon. ACC offers products for buyers (ACCB: Amazon Currency Converter for Buyers) and Sellers (ACCS: Amazon Currency Converter for Sellers, Seller Wallet). ACCB provides global Amazon buyers seamless payment solution for purchases on Amazon worldwide. ACCS and Seller Wallet provide global Amazon sellers a secure and convenient way to receive their revenue from selling on Amazon worldwide. The ACC Marketing team is looking for a self-motivated and experienced Product Marketing Manager. The scope of role includes formulating marketing strategies, managing marketing roadmap, driving high-quality conversions across a vast array of campaigns for our global customers and Sellers and developing scalable mechanism through Marketing automation. You will work cross-functionally to drive product adoption and retention by communicating effectively with stakeholders in different teams and job categories; Product, Design, Business Intelligence, Sales, Tech, Finance, Legal and so on. This requires deep understanding of customers, business, products, levers for success, ability to deliver results, and skills to handle conflicting priorities.The ideal candidate is a self-starter who is comfortable dealing with ambiguity, making metrics and data driven decisions with taking risks, and has a strong desire to learn and lead in a fast-paced environment. You are able to think strategically, look at the business analytically, and implement flawlessly. We are eagerly pursuing innovations on payment experience for Amazon buyers and Sellers. If you're excited by delivering innovative experience and working with variety of stakeholders in a fast-paced environment to delight our customers worldwide, this is the perfect opportunity for you.Key job responsibilities• Develop and execute online marketing strategy for driving product adoption and customer retention.• Align strategy with cross functional stakeholders and business leaders.• Create, review and raise quality of marketing materials such as email, website, and banner contents. • Develop new metrics and targeting logic, and implement automated process for customer targeting. • Leverage a variety of channels and tools (e.g. email, website, social, video) to effectively communicate with the right target audiences.• Analyze qualitative and quantitative data for insights.• Document plan, performances and test results. • Drive marketing automation, process standardization and collaboration with stakeholders.BASIC QUALIFICATIONS- 4+ years of professional non-internship marketing experience- Experience using data and metrics to drive improvements- Experience with Excel or Tableau (data manipulation, macros, charts and pivot tables)- Experience building, executing and scaling cross-functional programs or marketing campaigns from concept to completion- Experience managing and measuring marketing performance in various channels ...

Do you like helping small businesses grow? Do you enjoy working across organizations and scaling programs? Come join us as we scale to be the most trusted B2B financial service solution provider across Amazon! The B2B Payments and Lending team provides invoicing, working capital and payment acceptance solutions to Amazon Business customers, sellers and other small business customers across Amazon. We are part of the global Amazon Payments organization, who aims to delight our customers by building payment experiences and financial services that are trusted, valued and easy to use from anywhere in any way. Within ABPL team, ABPL Credit Management team drives credit decisions for 1P Products with the objective to maximize credit access, reduce credit friction and maintain healthy balance sheet risk.ABPL Credit Management team is seeking an innovative, customer-centric, and results-driven individual to join as a Sr. Program Manager helping our organization, business and product scale effectively for long term. Key job responsibilitiesThe key focus of the role in scaling ABPL Credit Management will include following:1) Scaling high performing organization: This leader will drive strategic initiatives that help improve specific elements of being a higher performing organization, which include (1) business strategy, (2) processes, (3) org structure, (4) rewards & recognition, and (5) people. They will work collaboratively with ABPL Credit Management leaders to prioritize and drive specific opportunities that move the needle on organizational effectiveness.2) Scaling through efficient mechanisms: This role will lead the design and simplification of our team mechanisms related to planning, business reviews, product roadmap, weekly audit, and resource management. The goal is for the WW Credit Management team to effectively manage our business, supporting our leaders connected to the “right” details, and ensure clear alignment with partners.3) Scaling through effective 360 communication: This leader will help assess opportunities where we can improve our communication, establish patterns of communication (audience, channel, message), set direction for Credit Management leaders to drive essential communication with our stakeholders.To be successful in this position, the individual must be able to work with minimal supervision in a fast paced, highly demanding, and often ambiguous environment, while maintaining attention to detail. The preferred candidate will have experiences leading and scaling projects/programs with multiple internal & external stakeholders from inception to launch with demonstrated data-driven decision making and business acumen. Above all, the successful candidate will have passion for customer success. In this role you will work closely with risk managers, credit analysts, product managers, scientists and stakeholders across Finance, marketing, GTM, and Sales to streamline development of new initiatives at scale--ultimately to help customers getting the capital they need to grow. A day in the lifeAmazon offers a full range of benefits that support you and eligible family members, including domestic partners and their children. Benefits can vary by location, the number of regularly scheduled hours you work, length of employment, and job status such as seasonal or temporary employment. The benefits that generally apply to regular, full-time employees include: 1. Medical, Dental, and Vision Coverage 2. Maternity and Parental Leave Options 3. Paid Time Off (PTO) 4. 401(k) Plan.If you are not sure that every qualification on the list above describes you exactly, we'd still love to hear from you! At Amazon, we value people with unique backgrounds, experiences, and skillsets. If you’re passionate about this role and want to make an impact on a global scale, please apply!BASIC QUALIFICATIONS- 5+ years of program or project management experience- Experience using data and metrics to determine and drive improvements- Experience owning program strategy, end to end delivery, and communicating results to senior leadership ...

The US and WW Finance partner will be a key member of the WW Amazon Pay Finance team expected to primarily cover the whole US business and additionally across other geos (US, EU, JP), supporting current and new activities through strong finance support to Global Amazon Pay businesses partners and teams (Go To Market, Sales, Account Management, Products and Marketing, etc …).The right candidate will be self-motivated, have strong business judgment, considerable financial acumen and keen to work in an environment that offers opportunity to (re)implement and (re)think every process as per Amazon Day 1 DNA. This role requires the ability to interact and collaborate with cross-functional teams including sales, client account management, program management/GTM (Go To Market), integration and marketing. The candidate must be able to balance challenging priorities, meet tight deadlines and provide insights and recommendations backed by data driven analysis. This role will also work with other functional stakeholders such as accounting, legal, and compliance to manage risk and ensure processes result in compliance.Given this new business launch we, Amazon Pay Finance team, are supporting the business teams in one of the biggest business model change happening within whole Amazon which by definition creates lot of great opportunities, reporting and analysis implementation and improvements, leader visibility and challenges to implement from scrap many processes, revamp business/financial modeling and think everyday truly as Day 1.Key job responsibilities• Work closely with business partners and teams to deliver insightful recommendations to achieve financial goals and drive success• Support deal desk in US and contribute to the deals and negotiations approval process by providing profitability analysis and pricing guidance to teams• Implement a strong controllership environment and improve controls over operational and financial metrics (P&L)• Top to bottom P&L ownership, driving profitable volume growth and OPEX optimization• Identify opportunities to improve, scale, or simplify finance tools and processes across teams and organizations by bringing automation for models and reporting• Support and contribute to recurring activities such as Month End Close, xBRs and Planning cycles (5YP/OP1/OP2/Guidances) • Use solid financial knowledge and business acumen to create financial models to support the team in their business decisions: deal approving, business development, partnership negotiationsAbout the teamAmazon Pay Finance team is WW structured with team members being spread across the world (EU/US/JP). We support Amazon Pay business which is Amazon's externally-facing payment solution for merchants, facilitating payment transactions between Amazon customers and (external) merchants. Amazon Pay Finance sits within Amazon Payments (AP) which is responsible for building, maintaining and ensuring the security of the Payments platform used across all of Amazon’s Consumer organization (excluding India) and enabling it to be used more broadly across other parts of Amazon. BASIC QUALIFICATIONS- 5+ years of tax, finance or a related analytical field experience- Bachelor's degree in finance, accounting, business, economics, or a related analytical field ...

Digital Payments off Amazon is a very large opportunity for us. Growing at 12% YoY, it is estimated that global ecommerce spend will exceed $15T in 2027, and digital wallet usage will constitute more than 50% of global ecommerce spend by 2025. Amazon Pay (APay) is our product in this space, and we feel we can provide compelling customer experience. There are unmet merchant and customer needs that we are best positioned to address – merchants need increased conversion, sales, and profits. Buyers want consistent access to payment methods they’d like to use, and better financing.We have, and are building, the primitives across Amazon Payments to address these needs better for our customers. For merchants our plan is to build a no-friction, competitively priced APay, which enables industry leading conversion lift with Alternate Payment Methods (APM) and Buy with Prime (BwP). For buyers we are building Amazon proprietary payment methods (Amazon Store Card, Amazon Gift Card), and industry leading installment rates.As the Principal Technical Program Manager for APay, you will play an important role in bridging the engineering and product teams to shape and enhance our payment systems to deliver an unparalleled personalized and rewarding experience for our customers. As a member of the APay Tech leadership team, you will contribute innovative ideas and refine our strategic direction, and processes. Your responsibilities will span from fostering strong partnerships with cross-functional teams across Amazon to envisioning and ensuring effective roadmap planning and execution at APay.A day in the lifeAmazon offers a full range of benefits that support you and eligible family members, including domestic partners and their children. Benefits can vary by location, the number of regularly scheduled hours you work, length of employment, and job status such as seasonal or temporary employment. The benefits that generally apply to regular, full-time employees include: 1. Medical, Dental, and Vision Coverage 2. Maternity and Parental Leave Options 3. Paid Time Off (PTO) 4. 401(k) Plan.If you are not sure that every qualification on the list above describes you exactly, we'd still love to hear from you! At Amazon, we value people with unique backgrounds, experiences, and skillsets. If you’re passionate about this role and want to make an impact on a global scale, please apply!BASIC QUALIFICATIONS- 7+ years of technical product or program management experience- 10+ years of working directly with engineering teams experience- 5+ years of software development experience- Experience managing programs across cross functional teams, building processes and coordinating release schedules ...

Amazon is seeking a pragmatic, innovative and driven financial services compliance professional to join the Risk and Compliance Solutions’ North America Compliance Office. This role will be supporting the entity registered with FINTRAC.The Compliance Manager will work across business, legal, operations, and technical teams to define and implement compliance and risk management solutions to address AML and Sanctions risks for existing and emerging products. This role will also engage externally with independent auditors and regulators to represent AML and Sanctions controls, including Know Your Customer (KYC) controls. Key job responsibilities• Maintain an understanding of Proceeds of Crime (Money Laundering) and Terrorist Financing Act, its regulations, and regulatory guidance published by Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) and any other upcoming regulations• Ensure FINTRAC reports (STRs, TPRs, etc.) are submitted accurately and abide by all regulatory deadlines• Contribute to regulatory mapping of policies and controls, leading enhancement opportunities by identifying gaps, recommending clear requirements to First-line teams and tracking resolution.• Assess the impact of new regulatory requirements to existing policies and controls and work across teams to amend same to meet new obligations.• Contribute to and maintain policies and risk assessments that support AML and Sanctions programs.• Be point of escalation for reviewing complex suspicious activity investigations and/or high risk compliance issues from legal, Compliance, or other business teams. Apply regulatory knowledge to recommend solutions and consulting with the Compliance Officer when appropriate.• Support examination and external audit processes, engaging internally to ensure readiness and externally to present compliance controls.• Prepare reports to senior compliance stakeholders with timely and actionable information concerning the health of compliance programs.• Lead and deliver on the creation and maintenance of the Compliance Office standard operating procedures; translating policy requirements for operational activities.• Maintain up-to-date knowledge of relevant payments regulations • Promote a culture of compliance, proactively engaging peers and stakeholders across business, operations, and technology teams to educate on compliance concernsAbout the teamJoin our ambitious North America Compliance team, where we view compliance as a strategic enabler for Amazon's growth. We're passionate about innovation, collaboration, and maintaining the highest standards of integrity. Our team thrives on intellectual debate and is committed to upholding Amazon's core values in everything we do.BASIC QUALIFICATIONS- 4+ years of compliance program management, legal, governance, audit, risk/loss prevention, or equivalent experience- Bachelor's degree or equivalent- Experience with regulatory filings and reports or equivalent ...

Amazon is seeking an innovative and results-driven financial services compliance professional to support the compliance program for Amazon Payments, Inc. (API), a FinCEN registered money service business operating in multiple US states as a licensed money transmitter. This role will focus on the further development of the API Compliance Program given current and future business products and services.Key job responsibilitiesAs a Compliance Manager within the 2nd line North America Compliance Office, you'll be instrumental in ensuring regulatory compliance for API, with a primary focus on financial crimes compliance. This role requires a resilient compliance professional who thrives in a dynamic, high-growth environment and can translate complex regulatory requirements into practical, innovative solutions.Key Responsibilities:• Lead the development and implementation of API's compliance strategy, ensuring alignment with legal and regulatory requirements • Provide guidance on AML/CFT compliance matters to cross-functional teams • Conduct comprehensive AML/CFT risk assessments and develop mitigation strategies• Spearhead the creation, documentation, and maintenance of robust compliance policies and procedures • Review, challenge, and approve risk records, policy breaches, and escalation matters • Prepare insightful reports for internal governance committees, highlighting key trends and recommendations• Support examination and external audit processes, ensuring organizational readiness and effective presentation of compliance controls • Monitor regulatory changes and emerging risks, proactively communicating developments to stakeholders • Champion customer-centric compliance solutions that balance regulatory requirements with business objectives • Drive innovation in compliance processes, leveraging data analytics and technology to enhance efficiency and effectivenessAbout the teamJoin our ambitious North America Compliance team, where we view compliance as a strategic enabler for Amazon's growth. We're passionate about innovation, collaboration, and maintaining the highest standards of integrity. Our team thrives on intellectual debate and is committed to upholding Amazon's core values in everything we do.BASIC QUALIFICATIONS- 4+ years of compliance program management, legal, governance, audit, risk/loss prevention, or equivalent experience- Bachelor's degree or equivalent- Deep understanding of AML/BSA and Money Transmission regulations, including the Bank Secrecy Act, NYDFS Part 504, Anti-Money Laundering Act of 2020, and FinCEN's National AML/CFT Priorities ...

Are you ready to apply your professional services advisory skills to Amazon's unique environment? We are developing a new capability providing specialist internal advisory services around governance, risk management and assurance, delivering tailored functional insight and expertise to all of Amazon worldwide. We are looking for talented individuals from audit, advisory and consulting backgrounds who can demonstrate both their subject matter knowledge and delivery of customer-focused solutions around these disciplines. Operating as a specialist global team partnering across Amazon to embed best practices in the second line of defence, you will play an integral role in building out new governance, risk and assurance capabilities throughout Amazon’s different businesses. You will be responsible for the end-to-end scoping, design and execution of workstreams, working with senior Amazon leaders to develop an in-depth understanding of their organisations to then drive business change for tangible commercial and operational benefits.This represents a unique chance to apply your honed client-facing skills and deep professional services expertise within the global environment of Amazon, an opportunity unsurpassed in both scale and scope. You will play a vital role in ensuring that Amazon continues to deliver a trusted shopping experience worldwide, shaping the future of Amazon and its customers.Key job responsibilities• Lead the scoping, design and execution of governance, risk and assurance workstreams • Advise on best practices and frameworks around governance, risk management and assurance• Engage with internal stakeholders and businesses on a cross-border basis to develop targeted governance, risk and assurance deliverables• Create detailed, data-driven narratives to inform senior leadership and Boards of risk levels, mitigations and impacts• Provide assurance on the effectiveness of internal controls and develop recommendations to address any identified control gaps and weaknesses• Facilitate development of new or revised policies, procedures and other governance documents• Operate as an ambassador for the three lines of defence model, helping to define ownership roles and responsibilities within businessesBASIC QUALIFICATIONS- Bachelor's degree or equivalent- 5+ years’ experience from professional services in audit, advisory or consulting- Demonstrable expertise in at least one of the following functional areas:- 1) Risk Management: risk frameworks; risk identification, assessment and reporting; Key Risk Indicators; risk appetite and tolerances- 2) Audit & Assurance: audit procedures; internal control testing; control design and effectiveness; process improvement reviews; project assurance- 3) Governance: governance effectiveness reviews; policy coverage assessments; policy development; breach monitoring; training and skills development- 4) Data: data governance; data operating model; data strategy; data lineage; data quality- Experience building cross-functional relationships and influencing senior stakeholders to deliver business change- Excellent written and verbal communication skills- Ability to manage and analyse complex data- Capable of managing multiple projects simultaneously whilst maintaining a delivery focus across all ...